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Commercial Loans & Commercial Property Finance

Looking to buy commercial property, fund business operations or buy business equipment? Horizon Financial Solutions will guide you to the right commercial loan to achieve your business goals.

Business man checking commercial loan application

We Can Help You Find the Right Commercial Loan For Your Business

Commercial Finance Loans Explained

Commercial loans are business‑focused financing solutions designed to fund business expansion, equipment purchases, commercial property acquisition, refinancing, working capital, or cashflow needs. These differ from personal loans and residential mortgages – they often have unique structures, interest options, repayment terms, and lender requirements tailored to business use.

Commercial finance can include:

  • Commercial property loans
  • Business acquisition loans
  • Asset & equipment finance
  • Refinancing or business restructure loans
  • Working capital solutions

Our brokers help you understand which option fits your needs and access lenders willing to consider your commercial proposal.

Andrew Leak - Mortgage Broker

Who Commercial Loan Brokers Can Help

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Established & Growing Businesses

Need capital to expand premises, purchase new equipment, or upgrade systems? Brokers help you find flexible loan structures that support your business growth.
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Investors in Commercial Property

Looking to acquire retail, office, industrial, or investment property? We connect you with lenders experienced in commercial property loans and investment finance.
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Self‑Employed & Complex Financial Profiles

Your personal and business finances may be intertwined. Commercial brokers help present documentation and cashflow in a way lenders understand and approve.
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Businesses Seeking Refinancing or Restructure

If you have existing commercial debt or need better terms, refinancing with a broker can reduce costs and improve flexibility.

See What Our Clients Are Saying

My husband and I have used Horizon Financial Solutions for our private residence and all our investment properties, both commercial and residential.

I find Andrew to be extremely knowledgeable, he listens to our plans and goals and offers a multitude of information about the products on offer from a range of lenders and explains why they would work best in our situation.

I would highly recommend Andrew and April to anyone looking to apply for finance. Andrews Local knowledge of the area and in-depth expertise on the lender’s products are invaluable.

Amber Fabris

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Monique Horstmann profile picture
Monique Horstmann
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Andrew and April are amazing, they both went above and beyond to help me buy my first home with ease. I will continue to use their services and will be recommending him to family / friends in the future !
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Tessa Haines profile picture
Tessa Haines
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Andrew helped us buy our first home and is now helping us buy our second home. Will always recommend when anyone asks for a local broker. Very friendly, very knowledgeable and there’s no stupid questions. Thankyou!
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Kylie Hinson profile picture
Kylie Hinson
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Andrew and April have been absolutely amazing to work with. Their attention to detail and professionalism has definitely made this experience of re-mortgaging a dream run. Having purchased numerous homes in my lifetime I must say that Andrew and April have been by far the most efficient I have experienced. The time frame in which we received our mortgage was phenomenal. I highly recommend Andrew and April to any one whether it's your first home purchase or re-mortgaging. We have been extremely happy with all aspects of the process. Thank you, Andrew and April, for everything you did for us. We greatly appreciate it.
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Jacob Foskett profile picture
Jacob Foskett
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Andrew and April are best in class. When we were referred to Andrew we were told he is one of the best in the business, a no-nonsense straight shooter who you can trust. Andrew and his team has been nothing short of that. We were guided by his strong industry knowledge the whole way through our lengthy and at times complex home loan application. Andrew and his team have gained life-long customers, and advocates!
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Jaymee Foskett profile picture
Jaymee Foskett
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Andrew and his team are an absolute dream to work with for first home buyers like us. It was scary stepping into this world of legal contracts and documents and processes but Andrew made it simple and easy to understand. He walked us through each step with regular updates and catch ups, and we always felt like first-class clients the way he would respond to our questions and needs. Andrew’s extensive knowledge and experience put us at ease, knowing we were in good hands. We got to witness firsthand his problem-solving, compassion, and resourcefulness. We are so happy to be celebrating securing our home loan, thanks to Andrew and the team at Horizon! We will absolutely recommend Horizon Financial Solutions to anyone and everyone!
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Andrew Mckenzie profile picture
Andrew Mckenzie
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Andrew and April are outstanding to work with. Very patient and very efficient operators. They definitely know their craft and offer sound and smart advice. We will continue to use them.
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Scott profile picture
Scott
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We recently had the pleasure of working with Andrew and I can confidently say that our experience was exceptional. From our first meeting, Andrew was not only knowledgeable but also genuinely invested in finding the best mortgage solution for our needs. Throughout the process, he took the time to explain each step, ensuring we understood everything from interest rates to closing costs. Andrew was always available to answer our questions, responding promptly and thoroughly, which made us feel supported and informed. The level of professionalism and dedication was remarkable. Andrew worked tirelessly to secure the best possible terms for our mortgage, and I truly believe that we wouldn't have achieved such favorable rates without his expertise. Thanks to Andrew, we were able to navigate the mortgage process with confidence and ease. I highly recommend him to anyone looking for a reliable and knowledgeable mortgage broker. He made what can often be a stressful experience much more manageable and even enjoyable. Thank you, Andrew for your outstanding knowledge and expertise.
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Andrew O'Connor profile picture
Andrew O'Connor
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Andrew & April were amazing guiding us through our first home purchase. Will definitely use again & would happily recommend their services.
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Becky 1980 profile picture
Becky 1980
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Andrew helped me get my first home loan, he gives honest and straight forward advice, and the whole process is done quickly with prompt communication, thankyou
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Common Commercial Loan Challenges & Our Broker Solutions

Unclear about what type of commercial finance you need.
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Unclear about what type of commercial finance you need.

The Horizon Solution:

We assess your business goals and recommend the right loan products.

Commercial lenders have strict eligibility.
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Commercial lenders have strict eligibility.

The Horizon Solution:

We match you with lenders suited to your industry, size, and credit profile.

Cashflow documentation is complex.
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Cashflow documentation is complex.

The Horizon Solution:

Our brokers collate and present financials to maximise approval chances.

Concerned about interest rates and terms.
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Concerned about interest rates and terms.

The Horizon Solution:

We negotiate with lenders to secure competitive rates and terms.

Commercial Loan Services We Offer

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Commercial Property Loans

Finance for retail, office, industrial, or mixed‑use property.

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Business Acquisition Finance

Loans to purchase existing businesses.
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Working Capital Loans

Short to medium‑term finance for cashflow and operational needs.
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Equipment & Asset Finance

Tailored loans or leases for machinery, vehicles, and commercial equipment.

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Refinancing & Debt Restructure

Better terms on existing commercial debt.

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Construction & Development Finance

Loans structured for commercial builds or renovation projects.

Our Commercial Loan Brokerage Process

Strategy Consultation

We discuss your business goals, current position, asset needs, and financing objectives, online or in‑person.

Financial & Lender Assessment

Our brokers analyse your financials, project plans, and cashflow, then compare commercial lenders matched to your needs.

Prepare & Lodge Application

We prepare all documentation, negotiate terms where possible, and lodge your application with selected lenders.

Approval, Settlement & Support

Once approved, we assist through settlement and continue to provide guidance as your business grows.

Why Choose Horizon Financial Solutions for Commercial Loans

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Local Business Expertise

Supporting commercial clients in Brisbane, Logan, Jimboomba, and broader Queensland.
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Access to Multiple Lenders

We don’t rely on one bank; we compare commercial lenders across the market.
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Experienced Commercial Brokers

Deep understanding of business cashflow, property finance, and structured lending.
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Transparent & Client‑Focused

Clear communication, tailored strategies, and no surprises.
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Negotiation on Your Behalf

Brokers advocate for you through rate and term discussions with lenders.
Andrew Leak - Reliable, Local Broker

Grow Your Business with the Right Commercial Loan

Whether you’re buying property, expanding operations, or need working capital, our expert commercial loan brokers can help you secure the right finance solution.

Speak to Your Local Mortgage Broker Today

Phone Horizon Financial Solutions

Based in Cedar Grove, QLD

Get personalised home loan advice.

Whether you’re buying your first home, refinancing, or investing, we’re here to guide you every step of the way.

Your Home Loan Options, Made Simple

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