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Horizon Financial Solutions

Mortgage Broking Solutions That Fit Your Purpose, Timeline & Budget.

Horizon Financial Solutions provide property finance for first home buyers, upgraders, investors & complex lending. Whether you’re saving a deposit, unsure where to start, or your bank said no, we can guide you through your options.
Andrew Leak - Mortgage Broker
20+ Years of Experience icon
20+

Years Experience

60 Lenders Compared icon
60+

Lenders Compared

200+ 5 Star Reviews icon
200+

5 Star Reviews

Loans Approved Icon
1000's

Loans Approved

Access to Over 60 Lenders

Home Loan Lenders

If You're Tired of Struggling with Your Home Loan Journey - You’re Not Alone.

Most buyers face the same challenges. Here’s how we help you overcome them.
“I don’t know where to start.”
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“I don’t know where to start.”

Saving a deposit, working out borrowing capacity, and understanding grants can feel overwhelming.

The Horizon Solution:

We simplify the process. You’ll get a clear overview, personalised guidance, and step-by-step support to help you make informed decisions about entering the market.

“My bank said no.”
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“My bank said no.”

Self-employment, inconsistent income, or unique financial circumstances can lead to quick declines.

The Horizon Solution:

With 20+ years’ experience and deep knowledge of lender policies, we review your options and help you present your application to lenders who may be able to consider your situation.

“I think I’m paying too much.”
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“I think I’m paying too much.”

Rates creep up, repayments increase, and it’s hard to know if you could be getting a better deal.

The Horizon Solution:

We compare over 60 lenders and help you review your options for refinancing or consolidating debt, which could potentially reduce repayments or costs.

“I want to invest but don’t know how loan structures work.”
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“I want to invest but don’t know how loan structures work.”

Investment finance can be confusing, and mistakes can have long-term consequences.

The Horizon Solution:

We provide guidance on structuring loans for investment purposes, tailored to your strategy and portfolio goals, while helping you understand potential risks and benefits.

Your Home Loan Options, Made Simple

Whether you’re buying, refinancing, or investing, we help you explore lenders and loan options that could suit your needs.

First Home Buyers

Low deposits, grants, and borrowing capacity can feel overwhelming. We guide you through each step so you can make informed decisions about entering the market.

Refinancing

Looking to lower repayments, access better rates, or restructure your loan for future goals? We compare options and help you review what could work best for your situation.

Investors

We provide guidance on smart loan structures for investment purposes, tailored to your strategy and goals – whether you’re a new investor, experienced buyer, or have a more complex scenario.

Building Loans

See our solution for common construction loan challenges for new builds, major renovations, and custom home projects Australia-wide.

Why Homeowners and Investors are Choosing Horizon Financial Solutions

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Not tied to any one bank

We work with a range of lenders to help you explore options that may suit your needs. That means recommendations based on what actually suits your goals, not a sales target.

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We explain everything clearly

From loan options to lender policies, you’ll always understand your next step and why it matters.

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Your success is our reputation

We’ve assisted thousands of clients with their home loans and aim to help you present your application clearly to lenders.

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Local brokers who care about the community

We live and work in Cedar Grove – and enjoy supporting home buyers across our community and beyond.

Ready to explore your home loan options?

Getting Started Is Simple

Three easy steps to secure the right home loan with your local mortgage brokers.

Book a Chat

A quick call or message is all it takes.

We’ll learn about your goals, timeline and what you’re hoping to achieve.

Compare Your Best Loan Options

We review 60+ lenders and present clear, tailored options – including low-deposit pathways, refinancing solutions or investment-ready structures.

We Handle the Application

From paperwork to approval, we take care of the entire process and keep you updated until settlement (and long after).

What Locals Say About Horizon Financial Solutions

Proudly supporting homebuyers across Australia.

Andrew & April are knowledgeable, reliable and efficient. I have been a return customer of Horizon Financial Solutions since the beginning, almost 20 years ago. That is so rare these days.

Just been back for a refinance and then added a surprise land purchase. They got both done so quickly, using their vast experience to find us the right loans for our family.

I am very grateful and will always recommend them.

Noni R

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Monique Horstmann profile picture
Monique Horstmann
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Andrew and April are amazing, they both went above and beyond to help me buy my first home with ease. I will continue to use their services and will be recommending him to family / friends in the future !
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Tessa Haines profile picture
Tessa Haines
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Andrew helped us buy our first home and is now helping us buy our second home. Will always recommend when anyone asks for a local broker. Very friendly, very knowledgeable and there’s no stupid questions. Thankyou!
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Kylie Hinson profile picture
Kylie Hinson
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Andrew and April have been absolutely amazing to work with. Their attention to detail and professionalism has definitely made this experience of re-mortgaging a dream run. Having purchased numerous homes in my lifetime I must say that Andrew and April have been by far the most efficient I have experienced. The time frame in which we received our mortgage was phenomenal. I highly recommend Andrew and April to any one whether it's your first home purchase or re-mortgaging. We have been extremely happy with all aspects of the process. Thank you, Andrew and April, for everything you did for us. We greatly appreciate it.
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Jacob Foskett profile picture
Jacob Foskett
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Andrew and April are best in class. When we were referred to Andrew we were told he is one of the best in the business, a no-nonsense straight shooter who you can trust. Andrew and his team has been nothing short of that. We were guided by his strong industry knowledge the whole way through our lengthy and at times complex home loan application. Andrew and his team have gained life-long customers, and advocates!
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Jaymee Foskett profile picture
Jaymee Foskett
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Andrew and his team are an absolute dream to work with for first home buyers like us. It was scary stepping into this world of legal contracts and documents and processes but Andrew made it simple and easy to understand. He walked us through each step with regular updates and catch ups, and we always felt like first-class clients the way he would respond to our questions and needs. Andrew’s extensive knowledge and experience put us at ease, knowing we were in good hands. We got to witness firsthand his problem-solving, compassion, and resourcefulness. We are so happy to be celebrating securing our home loan, thanks to Andrew and the team at Horizon! We will absolutely recommend Horizon Financial Solutions to anyone and everyone!
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Andrew Mckenzie profile picture
Andrew Mckenzie
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Andrew and April are outstanding to work with. Very patient and very efficient operators. They definitely know their craft and offer sound and smart advice. We will continue to use them.
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Scott profile picture
Scott
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We recently had the pleasure of working with Andrew and I can confidently say that our experience was exceptional. From our first meeting, Andrew was not only knowledgeable but also genuinely invested in finding the best mortgage solution for our needs. Throughout the process, he took the time to explain each step, ensuring we understood everything from interest rates to closing costs. Andrew was always available to answer our questions, responding promptly and thoroughly, which made us feel supported and informed. The level of professionalism and dedication was remarkable. Andrew worked tirelessly to secure the best possible terms for our mortgage, and I truly believe that we wouldn't have achieved such favorable rates without his expertise. Thanks to Andrew, we were able to navigate the mortgage process with confidence and ease. I highly recommend him to anyone looking for a reliable and knowledgeable mortgage broker. He made what can often be a stressful experience much more manageable and even enjoyable. Thank you, Andrew for your outstanding knowledge and expertise.
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Andrew O'Connor profile picture
Andrew O'Connor
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Andrew & April were amazing guiding us through our first home purchase. Will definitely use again & would happily recommend their services.
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Becky 1980 profile picture
Becky 1980
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Andrew helped me get my first home loan, he gives honest and straight forward advice, and the whole process is done quickly with prompt communication, thankyou
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Speak to Your Local Mortgage Broker Today

Phone Horizon Financial Solutions

Based in Cedar Grove, QLD

Get personalised home loan advice.

Whether you’re buying your first home, refinancing, or investing, we’re here to guide you every step of the way.

Your Home Loan Options, Made Simple

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With 20+ years’ experience, 200+ 5-star Google reviews, and access to 60+ lenders, we simplify the mortgage process and help you secure the loan that suits your goals.

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