When interest rates rise, most people immediately think about higher mortgage repayments. That is certainly one part of the picture, but it is not the only thing that changes. Rising interest rates can also affect how much you may be able to borrow. This is known as...

Refinancing can save you tens of thousands of dollars. It can also cost you money if the timing or circumstances aren't right. Here's the honest version of when to act - and when to hold off. We talk to homeowners about refinancing every week. And while we're in the...